Personal Finance. What %age In The UK Population Do NOT Have Any Financial Products Please? What Are The Advantages And Disadvantages Of Suddenly Aquiring Wealth?
Personal Finance. Looking At Mortgages, Pensions, Life Assurance/insurance, Or General Financial Planning. I'm Looking For A Range Of Answers Please
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Personal Finance : What Age In The UK Population Do NOT Have Any Financial Products Please
Looking at mortgages, pensions, life assurance/insurance, or general financial planning. I'm looking for a range of answers please - if you can provide links to other websites I'd be even more grateful. ~~~ Malcolm H ~~~
Personal Finance : What Are The Advantages And Disadvantages Of Suddenly Aquiring Wealth
this is for a college essay, please give me some good answers! ~~~ Kate ~~~
Personal Finance : Can A County Court Judgement Stop You Moving Country
I have a friend who is planning to move to Australia next year but he has a debt he hasn't paid off and may be taken to court over it and would then get a county court judgement. He is already a citizen of Australia but living here in the UK. Would the CCJ stop him from moving to Australia? He has every intension of paying the debt off once he starts his new life in Australia, thanks in advance for your answers. ~~~ russ.gowerbtinternet.com ~~~
Personal Finance : What Is The Best Way Of Asking Family Members To Borrow Money
My boyfriend and I wish to purchase some land and need to borrow the money. My family will get it back once we sell the land again I just feel very awkward asking but it is the only quick way of raising the funds! ~~~ ME ~~~
Personal Finance : How Much Credit Do You Need On A Credit Card To Hire A Vehicle
I want to hire a van to move house, but want to move myself. I have a credit card but only with a £250 credit limit, its too late for me to apply for a new card or be able to up the limit, but if i want to hire a vehicle I am told you need a much higher "reservation" for them? Any idea how much? ~~~ wearyblueeyes ~~~
Personal Finance : What Is The Lowest Amount Of Money You Could Live On
I am thinking of only woking part time (3 months on to 2 months off). I have been told from temping agencies that I can get about £11-/hour doing finance work (I am a part qualified accountant). It will be a big drop in income but I reckon I can do it. My core bills come to £660 per month not sure how much I will need otherwise. How much do you reckon you could live on if you held back on luxuries? PS my bills are as follows. Rent (not mum or dad, private rented flat in west end of Glasgow) = £395/Month Council Tax = £120 Gas Electric = £60 Phone = £25 Mobile = £20 Various other = £40 ~~~ John D ~~~
Personal Finance : How Long Will It Take For The Banking Regulators To Make A Ruling On Fair Overdraft Charging For Banks
The b*stards have brought in a £10 monthly charge if you don't have a certain amount of money in your account. This helps to slip me into the red again and the charges are still £25 each. I have already claimed my past charges back. ~~~ Johnno ~~~
Personal Finance : How To Open A Bank Account If You Are Homeless
To claim for benefits, you need a bank account to receive the money. - BUT To open a bank account, you need a residential certificate or something. - SO you cannot receive anything ! Is there any other solutions ? ~~~ tulerpeton ~~~
Personal Finance : What Is The Quantum Of Damages For A Frozen Shoulder
I have retired on pension so no loss of earnings. Main problem is mild pain loss of sleep and difficulty with domestic duties and gardening. ~~~ James E ~~~
Personal Finance : How Does Earning Commission Affect What You Can Get For A Mortgage
Lets say I made a basic of £15,000 per annum but with commission it was more like £30,000. How much of a mortgage could I get? I know its roughly 4 times your salary but would this change due to the commission? ~~~ Craig S ~~~
Personal Finance : What Is The Easiest Way And Cheapest Way To Invest And Multiply Your Littlehard Earned Cash
Somany people find it too difficult to multiply there hard earned cash (salaries) due to lack of financial knowledge, don't know the difference between asset and liability. Is there any book that can teach best on this issue? ~~~ winerest ~~~
Personal Finance : When You Open A Barclays Savings Account You Need A Passport To Prove Identity At The Branch
I have a current account and plan on opening a savings account online. Don't think I need to prove identity as I have logged into my account. What do you think? Which is best savings account? ~~~ LL Kool J ~~~
Personal Finance : How Much Money Do You Need To Invest In An Annuity
At the age of 55, how much money (pounds sterling) would you need to invest (and in what) to guarantee you an annuity of a reasonable amount to enable you to survive, let´s say the next 30 years or so? ~~~ auntiestwict ~~~
Personal Finance : How Do You Get A Good Rate For Money Transfers To The United States From The UK
If I wanted to transfer 5000 pounds from a UK bank account to a United states account so the amount reaches in Dollars what is the best way to get a good currency rate and prevent comission charge? ~~~ Shako ~~~
Personal Finance : How Could I Work Out My Monthly Mortgage Payments If I Only Had A Pen And Paper
I know I could use a simple mortgage calculator, but I am curious to know how my mortgage payment is arrived at. Is it cumulative interest plus principal divided by years and months. Please could you supply a detailed example as I not too hot with maths. For example a £100000 mortgage at 5% over 25 years. ~~~ fergusdodd ~~~
Personal Finance : Rich And Affluent People Do You Ever Feel Guilty About Having Alot Of Money When Others Have Little
Well you can assuage you guilt by giving it all to me. I wouldn't feel guilty, I'd spend spend spend! ~~~ Neil M ~~~
Personal Finance : Who Are These Companies On My Husbands Bank Statements
I'm going through a divorce and have exchanged copies of our bank statements. An extortionate amount of money has been spent with a few different companies but he won't tell me who they are and the names are very ambiguous. I've reason to believe it's strip clubs and prostitutes. It's not a joint bank account so how can I find out who they are? Companies House and Google have shed no light on them either. Any suggestions? ~~~ fedup ~~~
Personal Finance : What Is The Best And Most Secure Method Of Donating Money Abroad
I lived with a Hindu village family for a few days while volunteering in Nepal. One of the boys here is very bright, but needs a lot of financial help to keep studying. I really want to send a donation to him, but want to make sure he gets it all. What's my best bet? ~~~ K ~~~
Personal Finance : How Is It People Are Getting Banks To Refund Charges On Unauthorised Overdrafts
My brother has just got £6000 from his bank which represents bank charges. I can't understand how it is that a time where most people have access to the internet, why they can't do as I do and monitor their accounts preventing them to go over their agreed over-drafts. I don't have an overdraft and (even if it means not being to buy food) have not been overdrawn for some years. I even know people who regularly go over their overdraft to pay for holidays, clothes and to finance their social lives. Thanks for your postings. I still think that if people monitored their accounts mor often they wouldn't go over their overdrafts. ~~~ Me ~~~
Personal Finance : How Do I Make Calculations Between Two Or More Worksheets Please
Thank you so much to all the people who answered my question concerning creating a sum in excel. I now have a spreadsheet for my finances-gulp! However, I now need to continue the claculations between 2 or more worksheets. The problem is that the letters are the same on all the worksheets so is it possible to do this or do I have to treat each page seperately and then sub-total individually? Thanks again for all your help. ~~~ paula m ~~~
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