Personal Finance. How Does Earning Commission Affect What You Can Get For A Mortgage?
Personal Finance. Lets Say I Made A Basic Of £15,000 Per Annum But With Commission It Was More Like £30,000. How Much Of A Mortgage Could I Get? I
Personal Finance : How Does Earning Commission Affect What You Can Get For A Mortgage
Lets say I made a basic of £15,000 per annum but with commission it was more like £30,000. How much of a mortgage could I get? I know its roughly 4 times your salary but would this change due to the commission?
~~~ Craig S ~~~
Best Answer To Personal Finance Question
No, but you do have to be working the commission job for 2 years before you get the loan based on the 30,000 otherwise they will go off your base pay of 15,000.
All Answers To Personal Finance Questions
Answer 1
No, but you do have to be working the commission job for 2 years before you get the loan based on the 30,000 otherwise they will go off your base pay of 15,000.
Answer 2
Typically lenders need to verify that the commission has been consistent and stable for 2 years before they will consider it as qualifying income. This does vary some though depending on the lender.
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